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Retirement Living In Great Lakes Bay Region: Bay, Midland and Saginaw Counties - Michigan


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Area Description

All three counties in the Great Lakes Bay Region are comprised of cities and townships. We have a large agricultural area, producing corn, many varieties of beans, grains, potatoes, sugar beets, pickles and more.

We have three thriving and growing downtown areas in Saginaw, Midland and Bay City, with new condominiums, retail shops and restaurants.

We have large, major medical facilities: St. Mary's & Covenant in Saginaw, McLaren in Bay City, and Mid-Michigan Medical in Midland.

Centrally located in the region is Saginaw Valley State University. Nearby is Delta College, a four-year community college. Midland is the location of Northwood University, and we also have Davenport University with locations.

Includes Cities/Towns: Auburn, Bay City, Birch Run, Bridgeport, Chesaning, Coleman, Essexville, Frankenmuth, Freeland, Hemlock, Kawkawlin, Linwood, Merrill, Midland, Pinconning, Saginaw, Saint Charles, Sanford, University Center.

Region Characteristics



Area Amenities

Things to Do, Recreation & Fitness


    Each community hosts many plays and concerts, and in the summer several communities offer free concerts in the evening. We have two symphonies: the Saginaw Bay Symphony Orchestra, and the Midland Symphony Orchestra.

The Temple Theatre in downtown Saginaw was built in 1927 as a vaudeville theater, and was recently renovated for several million dollars, and hosts concerts and movies throughout the year, bringing in national known artists. Nearby is the Dow Event Center and First Merit Event Park, locations for concerts, plays, family and sporting events. The Dow Event Center is home to the Saginaw Spirit Ontario Hockey League, with games beginning in September throughout March and April.

Midland is home to the Dow Diamond, home to the Great Lakes Loons, a minor league affiliate of the Los Angeles Dodgers. Midland was voted the best Tennis Town in the U.S., and hosts an annual tennis tournament.

Bay City is located at the mouth of the Saginaw River and Lake Huron. It has a small beach at the Bay City Recreation Area, which also has many campsites.

Saginaw County is home to the Shiawassee National Wildlife Area, the largest refuge in Michigan's lower peninsula. Birders will find lots to capture with their cameras and binoculars. The Refuge also offers hunting, but only through a lottery system; space is limited. The Region is known for the best walleye in the state, and fishermen travel to the area to catch them, and other species.

We have museums in all three major cities and also an accredited zoo: The Children's Zoo at Celebration Square. Saginaw also has a sister-city with Tokushima, Japan, and has an authentic tea house, just one of a few in the nation.

All three counties are multi-cultural, and have festivals celebrating them. All three counties also boast beautiful architecture. Midland is known for the Alden B. Dow Home and Studio. Alden Dow studied under Frank Lloyd Wright and many homes in Midland reflect the style. Midland is the world headquarters of Dow Chemical Company and Dow Corning.

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What Will The Climate And Weather Be Like If I Retire In Great Lakes Bay Region: Bay, Midland and Saginaw Counties, Michigan?

For those of you that retire in Great Lakes Bay Region: Bay, Midland and Saginaw C, you will enjoy warm summers, a cool fall, a cold winter and a temperate spring!

Winter temperatures are cold with averages in the mid 20's and highs in the low 30's. Nights are cold with lows in the upper 10's. Expect some rainy days in the winter. Assume some snowy days in the Winter with a lot of days with snow remaining on the ground so you can enjoy some winter skiing!

If the weather in the spring is too cold for the outdoors, enjoy some indoor activities in Great Lakes Bay Region: Bay, Midland and Saginaw C such as a movie, a visit to a museum, dining, nightlife or some shopping. Spring temperatures are cold with averages in the mid 40's and highs in the mid 50's. Nights are cold with lows in the mid 30's. Expect some rainy days in the spring.

Summertime in Great Lakes Bay Region: Bay, Midland and Saginaw C is a great time to enjoy your retirement with a day at the beach, an outdoor concert, a local festival or other outdoor activity! Summer temperatures are mild with averages in the upper 60's and highs in the low 80's. Nights are cool with lows in the upper 50's. Humidity may feel "sticky" with muggy evenings. Expect some rainy days in the summer.

If you retire in Great Lakes Bay Region: Bay, Midland and Saginaw C, you can look forward to fall weather activities such as biking on a bike path, hiking, enjoying a walking path and more! Fall temperatures are cool with averages in the low 50's and highs in the upper 50's. Nights are cold with lows in the low 40's. Expect a lot of rainy days in the Fall.

Monthly Temperature Ranges

 Month  Low  Avg  High
 Jan  14 F°  22 F°  29 F°
 Feb  15 F°  24 F°  32 F°
 Mar  24 F°  33 F°  43 F°
 Apr  35 F°  46 F°  56 F°
 May  46 F°  57 F°  68 F°
 Jun  55 F°  67 F°  78 F°
 Jul  59 F°  71 F°  82 F°
 Aug  58 F°  69 F°  80 F°
 Sep  50 F°  61 F°  73 F°
 Oct  39 F°  49 F°  60 F°
 Nov  30 F°  38 F°  46 F°
 Dec  21 F°  27 F°  34 F°

Monthly Average # of Hot and Cold Days

 Month  Days Greater Than 90 F°  Days Less Than 32 F°  Days Less Than 0 F°
 Jan  0  30  4
 Feb  0  27  2
 Mar  0  26  0
 Apr  0  11  0
 May  0  1  0
 Jun  2  0  0
 Jul  3  0  0
 Aug  1  0  0
 Sep  0  0  0
 Oct  0  6  0
 Nov  0  18  0
 Dec  0  28  1

Rain & Humidity

 Month  Rainfall  Rainy Days  Humidity
 Jan  2 "  10  18 %
 Feb  2 "  8  19 %
 Mar  2 "  9  25 %
 Apr  3 "  11  34 %
 May  3 "  11  44 %
 Jun  3 "  10  55 %
 Jul  3 "  9  60 %
 Aug  3 "  10  60 %
 Sep  4 "  10  53 %
 Oct  3 "  11  41 %
 Nov  3 "  11  32 %
 Dec  2 "  11  23 %

Snow

 Month  Snowfall  Snow On Ground Days  Snowy Days
 Jan  12 "  22  8
 Feb  9 "  19  6
 Mar  6 "  9  3
 Apr  1 "  1  1
 May  0 "  0  0
 Jun  0 "  0  0
 Jul  0 "  0  0
 Aug  0 "  0  0
 Sep  0 "  0  0
 Oct  0 "  0  0
 Nov  2 "  2  2
 Dec  11 "  14  7


Natural Disaster Areas


Cost of Living for Great Lakes Bay Region: Bay, Midland and Saginaw Counties, MI

Great Lakes Bay Region: Bay, Midland and Saginaw Counties, Michigan cost of living for Housing, Healthcare, Transportation, Taxes, Utilities, etc.:

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Senior Housing Options

All types of housing is available in the the Great Lakes Bay Region. Home buyers will find a variety of homes, apartment, condos and more, for very affordable rates.

Senior Assistance in Great Lakes Bay Region: Bay, Midland and Saginaw Counties, MI

Great Lakes Bay Region: Bay, Midland and Saginaw Counties, Michigan offers the following assistance for seniors:

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