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Retirement Living In Duluth - Minnesota

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Area Description

Located on the shores of Lake Superior, Duluth, Minnesota serves as the westernmost port of Great Lakes shipping. The Zenith City, as it is sometimes called, is built into the rocky hillside that hugs the shoreline of Lake Superior and the St. Louis River. Duluth welcomes over 1,000 ocean-going and Great Lakes freighters annually, all which pass under the iconic Aerial Lift Bridge. Duluth’s main industries include shipping, tourism, healthcare, finance/banking, higher education, mining, communications, and paper. Duluth was rated by Money Magazine as one of the top four Midwestern small cities based on livability. Duluth holds a population of just over 86,000 people according to the 2010 census.

Includes Cities/Towns: Arnold, Duluth, Hermantown.

Region Characteristics

Area Amenities

Things to Do, Recreation & Fitness

   Nestled on the western end of Lake Superior, Duluth, Minnesota offers something for everyone. Outdoor enthusiasts will find plenty to do in the city, which features 129 city parks, miles of multi-use trails, and scenic shoreline views of both Lake Superior and the St. Louis River. Additionally, Jay Cooke State Park is a short 25 minute drive south of Duluth. This allows for a multitude of outdoor activities in every season!

Entertainment abounds in Duluth. The Duluth Playhouse offers a variety of shows throughout the year, and the recently renovated NorShor Theatre serves as the main stage for their offerings.
The Duluth Entertainment Convention Center (DECC) plays hosts to numerous concerts, events, and conventions throughout the year. Both the University of Minnesota Duluth’s men’s and women’s hockey teams play their home games at Amsoil Arena in the DECC. Both programs have won multiple national championships in their programs’ histories.

Duluth also offers more than 50 unique restaurants, several craft breweries, and a distillery.

Cultural Activities

Arts, culture, and history are all proudly celebrated elements in Duluth. The Tweed Museum of Art, located on the University of Minnesota Duluth campus, is a free museum open daily to the public. It features a permanent collection of over 11,000 objects representing a wide variety of cultures and periods of art history.
The Nordic Center in downtown Duluth states that their mission is, “To preserve and advance Nordic culture through social, educational, and cultural/arts programs that serve the greater community.” They offer a variety a variety of classes, workshops, and different programs throughout the year.
Additionally, Duluth is home to a multitude of statues and sculpture art throughout the city which depict different aspects of Duluth’s history and cultural heritage.

Public transportation

Duluth offers public bus transportation through the Duluth Transit Authority, with routes that span the entirety of the city and the surrounding area. Additionally, Arrowhead Transit offers expanded dial-a-ride service in Duluth and the surrounding region.

Medical Facilities

Duluth offers two level 2 trauma centers, St. Luke’s and Essentia Health. Duluth has a physician population of over 400. One of every seven residents are employed in healthcare.

What Will The Climate And Weather Be Like If I Retire In Duluth, Minnesota?

Duluth features four seasons. The summers are typically milder and cooler than those in the rest of the Midwest due to the lake effect of Lake Superior. Conversely, the lake effect can cause the winters in Duluth to be comparably warmer but snowier than other parts of the state and region. Springtime often leads to cool and rainy periods. The fall season sees cool temperatures and fantastic fall colors on the deciduous trees in Duluth’s forests. To provide a general idea of the region’s weather, these are some averages:
- Annual precipitation: 31.0 inches.
- Annual snowfall: 80.7 inches.
- Average January low temp.: -2.2°F.
- Average July high temp.: 77.1°F.

Monthly Temperature Ranges

 Month  Low  Avg  High
 Jan  2  12  21
 Feb  7  16  26
 Mar  18  27  36
 Apr  30  39  49
 May  39  50  61
 Jun  48  59  70
 Jul  56  66  77
 Aug  55  65  75
 Sep  47  57  66
 Oct  36  44  53
 Nov  23  30  38
 Dec  8  16  24

Monthly Average # of Hot and Cold Days

 Month  Days Greater Than 90 F°  Days Less Than 32 F°  Days Less Than 0 F°
 Jan  0  31  14
 Feb  0  27  10
 Mar  0  29  3
 Apr  0  18  0
 May  0  4  0
 Jun  0  0  0
 Jul  1  0  0
 Aug  1  0  0
 Sep  0  1  0
 Oct  0  10  0
 Nov  0  24  1
 Dec  0  30  9

Rain & Humidity

 Month  Rainfall  Rainy Days  Humidity
 Jan  1 "  9  6 %
 Feb  1 "  7  10 %
 Mar  2 "  8  19 %
 Apr  3 "  9  28 %
 May  3 "  11  38 %
 Jun  4 "  12  50 %
 Jul  4 "  11  57 %
 Aug  4 "  10  57 %
 Sep  4 "  11  49 %
 Oct  3 "  10  36 %
 Nov  2 "  9  24 %
 Dec  1 "  9  12 %


 Month  Snowfall  Snow On Ground Days  Snowy Days
 Jan  16 "  29  10
 Feb  11 "  27  7
 Mar  11 "  23  6
 Apr  4 "  6  3
 May  0 "  0  0
 Jun  0 "  0  0
 Jul  0 "  0  0
 Aug  0 "  0  0
 Sep  0 "  0  0
 Oct  1 "  1  1
 Nov  10 "  10  6
 Dec  15 "  24  10

Natural Disaster Areas

Cost of Living for Duluth, MN

Duluth, Minnesota cost of living for Housing, Healthcare, Transportation, Taxes, Utilities, etc.:

Cost of Living




Political Party


Senior Housing Options

Duluth offers a variety of housing options, including market rate housing, affordable housing, condominiums, rentals, senior housing, and assisted living facilities.

Senior Assistance in Duluth, MN

Duluth, Minnesota offers the following assistance for seniors:

The city of Duluth has senior programs offered through the Parks and Recreation Department. They include senior center meeting, Duluth trips and tours, and a variety of fun and games open to anyone aged 55 years and older! For more information on the programs, please contact the Duluth Parks and Recreation department at 218-730-4310.

The Senior LinkAge Line, offered by the state of Minnesota, is a free telephone service available to help senior citizens with a variety of services. Phone specialists are knowledgeable about numerous topics including: transportation, housing, home healthcare, meal delivery, legal aide, employment, and prescription drug help. The Senior LinkAge Line can be reached at 1-800-333-2433 and is staffed weekdays from 8:00am to 4:30pm.

What Job or Volunteer Opportunities Does Duluth Offer For Retirees?

Duluth offers a variety of part-time and seasonal job opportunities, including customer service, restaurants, administrative, hospitality, government, and retail.

Volunteer opportunities include community organizations, human services, food shelves, religious organizations, community outreach, and philanthropic groups.

Additional Information

Visitor Information

Relocation Information

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