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Retirement Living In Owensboro - Kentucky

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Area Description

Owensboro is Kentucky’s fourth largest city located on the southern banks of the Ohio River. Our visitors call Owensboro a neighborly city. Here you will find an abundance of outdoor parks, including Smother’s Park located along the Ohio River. This city is the Bluegrass Capital of the World and home to the Bluegrass Hall of Fame and Museum. The only facility dedicated to the history and preservation of the genre originated in Western Kentucky. Owensboro hosts many live music events throughout the year such as, ROMP: Bluegrass Roots & Branches Festival, Porch Fest, Bluegrass Jam, and much more! While Owensboro is a cultural hub we are also a culinary hub specializing in the art of barbeque. Owensboro is famous for their signature barbequed mutton and burgoo. Aside from barbeque our city has several locally owned restaurants offering a variety of freshly made dishes and hand-crafted cocktails. Bourbon has a rich history in this Western Kentucky City. Green River Distillery Company is the tenth oldest bourbon distillery in the world. Guests can enjoy daily tours and taste Kentucky’s native spirit. If you’re looking for Bluegrass, Bourbon or Barbeque, you’ve found a new home!

Includes Cities/Towns: Calhoun, Central City, Curdsville, Hartford, Hawesville, Lewisport, Maceo, Owensboro, Philpot, Utica, Whitesville.

Region Characteristics

Area Amenities

Things to Do, Recreation & Fitness

   In Owensboro you will find that we have several parks for outdoor activities, including fishing, disc golf, outdoor sports, and more. Take a walk through the path of healing at the Western Kentucky Botanical Gardens. Take a tour through one of our many museums, including the Bluegrass Music Hall of Fame and Museum, Owensboro Fine Arts Museum, or the Owensboro Museum of Science and History. Owensboro offers a wide range of family entertainment.

Cultural Activities

See our arts and entertainment schedule for a wide variety of things to do:

Public transportation

Public transit covers a wide area with reasonably priced buses to educational institutions, shopping, hospital and dining and entertainment areas. The downtown trolley makes a free loop through the hottest dining and entertainment district.

Medical Facilities

Owensboro has its own hospital, Owensboro Health. There are several urgent cares located all over Owensboro. Owensboro has several different medical offices offering a variety of services.

What Will The Climate And Weather Be Like If I Retire In Owensboro, Kentucky?

For those of you that retire in Owensboro, you will enjoy warm summers, a cool fall, a cold winter and a temperate spring!

Winter temperatures are cold with averages in the upper 30's and highs in the mid 40's. Nights are cold with lows in the upper 20's. Expect some rainy days in the winter.

If the weather in the spring is too cold for the outdoors, enjoy some indoor activities in Owensboro such as a movie, a visit to a museum, dining, nightlife or some shopping. Spring temperatures are cool with averages in the upper 50's and highs in the upper 60's. Nights are cold with lows in the mid 40's. Expect some rainy days in the spring.

Summertime in Owensboro is a great time to enjoy your retirement with an outdoor concert, a local festival or other outdoor activity! Summer temperatures are warm with averages in the upper 70's and highs in the upper 80's. Nights are mild with lows in the mid 60's. Expect a lot of days above 90°. Humidity may feel uncomfortable. Expect some rainy days in the summer.

If you retire in Owensboro, you can look forward to fall weather activities such as biking on a bike path, hiking, enjoying a walking path and more! Fall temperatures are cool with averages in the upper 50's and highs in the low 70's. Nights are cold with lows in the upper 40's. Expect some rainy days in the fall.

Monthly Temperature Ranges

 Month  Low  Avg  High
 Jan  25  34  43
 Feb  28  38  48
 Mar  36  47  58
 Apr  46  58  69
 May  55  67  78
 Jun  64  75  86
 Jul  68  79  89
 Aug  66  78  89
 Sep  58  70  83
 Oct  46  59  72
 Nov  38  48  59
 Dec  28  37  47

Monthly Average # of Hot and Cold Days

 Month  Days Greater Than 90 F°  Days Less Than 32 F°  Days Less Than 0 F°
 Jan  0  22  1
 Feb  0  18  0
 Mar  0  11  0
 Apr  0  2  0
 May  1  0  0
 Jun  8  0  0
 Jul  14  0  0
 Aug  13  0  0
 Sep  5  0  0
 Oct  0  2  0
 Nov  0  9  0
 Dec  0  20  0

Rain & Humidity

 Month  Rainfall  Rainy Days  Humidity
 Jan  3 "  9  26 %
 Feb  4 "  9  29 %
 Mar  4 "  10  35 %
 Apr  4 "  10  44 %
 May  6 "  11  55 %
 Jun  4 "  9  64 %
 Jul  4 "  8  68 %
 Aug  3 "  6  67 %
 Sep  3 "  7  59 %
 Oct  4 "  7  47 %
 Nov  4 "  9  38 %
 Dec  4 "  10  30 %


 Month  Snowfall  Snow On Ground Days  Snowy Days
 Jan  2 "  3  1
 Feb  3 "  2  1
 Mar  1 "  0  0
 Apr  0 "  0  0
 May  0 "  0  0
 Jun  0 "  0  0
 Jul  0 "  0  0
 Aug  0 "  0  0
 Sep  0 "  0  0
 Oct  0 "  0  0
 Nov  0 "  0  0
 Dec  2 "  1  1

Natural Disaster Areas

Cost of Living for Owensboro, KY

Owensboro, Kentucky cost of living for Housing, Healthcare, Transportation, Taxes, Utilities, etc.:

Cost of Living




Political Party


Senior Housing Options

Owensboro offers a wide variety of housing options such as, retirement living, assisted living, nursing homes, gated communities, rentals, etc. Owensboro is a budget friendly city.

Senior Assistance in Owensboro, KY

Owensboro, Kentucky offers the following assistance for seniors:

Owensboro has its own transit system offering transportation for seniors. There are several senior living facilities equipped with staff able to assist residents. Owensboro also offers in home care for seniors.

What Job or Volunteer Opportunities Does Owensboro Offer For Retirees?

There are several job opportunities in Owensboro to accommodate citizens of all ages. Owensboro also offers a diverse range of volunteer opportunities.

Additional Information

Visitor Information

Relocation Information

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